Products: Annuity

Senior Benefit Services, Inc. works with annuity products that fit the senior market.

Most of today’s retirees prefer a guarantee on their initial deposit and their rate of return on that deposit. It is for this reason that we focus heavily on the multi-year fixed annuity product line.

Company	Product	Initial Rate	Guar	Average Yield	Surr Year	NQ Issue	Min NQ
Standard	TC 3	4.63%	3 yrs	4.30%	3 yrs	0-85	$5,000
Standard	TC 3	5.23%	3 yrs	4.90%	3 yrs	0-85	$25,000
Standard	TC 4	5.18%	4 yrs	4.80%	4 yrs	0-85	$5,000
Standard	TC 4	5.78%	4 yrs	5.40%	4 yrs	0-85	$25,000
Standard	TC 5	5.80%	5 yrs	5.00%	5 yrs	0-85	$5,000
Standard	TC 5	6.40%	5 yrs	5.60%	5 yrs	0-85	$25,000
Standard	TC 6	5.88%	6 yrs	5.05%	6 yrs	0-85	$5,000
Standard	TC 6	6.48%	6 yrs	5.65%	6 yrs	0-85	$25,000
Standard	TC 7	5.96%	7 yrs	5.10%	7 yrs	0-85	$5,000
Standard	TC 7	6.56%	7 yrs	5.70%	7 yrs	0-85	$25,000
Standard	TC 8	5.98%	8 yrs	5.10%	8 yrs	0-85	$5,000
Standard	TC 8	6.58%	8 yrs	5.70%	8 yrs	0-85	$25,000
Standard	TC 9	5.99%	9 yrs	5.10%	9 yrs	0-85	$5,000
Standard	TC 9	6.59%	9 yrs	5.70%	9 yrs	0-85	$25,000
Standard	TC 10	6.30%	10 yrs	5.40%	10 yrs	0-85	$5,000
Standard	TC 10	6.90%	10 yrs	6.00%	10 yrs	0-85	$25,000
Equitrust	Certainty	4.00%	3 yrs	4.00%	3 yrs	0-90	$10,000
Equitrust	Certainty	4.85%	5 yrs	4.85%	5 yrs	0-90	$10,000
Equitrust	Certainty	8.00%/4.00%	6 yrs	4.66%	6 yrs	0-90	$10,000
Equitrust	Certainty	10.00%/4.00%	8 yrs	4.73%	8 yrs	0-90	$10,000
Equitrust	Certainty	5.25%	10 yrs	5.25%	10 yrs	0-90	$10,000
Presidential	Secure 4	4.30%	4 yrs	4.30%	4 yrs	0-90	$5,000
Presidential	Secure 5	4.70%	5 yrs	4.70%	5 yrs	0-90	$5,000
Presidential	Secure 6	5.00%	6 yrs	5.00%	6 yrs	0-90	$5,000

For those clients who wish to protect their principal but are more risk tolerant in their possible returns, then an index annuity might just be the perfect fit for their needs.

Company	Product	Guar	Participation Rate	Surrender Period	NQ Issue	Min NQ
Great American	American Valor II	10 yr	100%	10 yrs	0-85	$10,000
Great American	American Legend II	7 yrs	100%	7 yrs	0-85	$10,000
Great American	American Icon	10 yrs	100%	10 yrs	0-85	$10,000
Great American	American Icon II	10 yrs	100%	10 yrs	0-85	$10,000
Great American	Long Term Care Annuity	10 yrs	N/A%	10 yrs	45-80	$36,500
Coming Soon	TBA	yr	0%	yrs	0-80	$0,000
Coming Soon	TBA	yr	0%	yrs	0-85	$0,000
Coming Soon	TBA	yr	0%	yrs	0-80	$00,000
Equitrust	MarketValue	10 yrs	100%	10 yrs	0-80	$5,000
Equitrust	MarketSeven	7 yrs	100%	7 yrs	0-80	$5,000
Equitrust	MarketPower Bonus (10%)	14 yrs	100%	14 yrs	0-80	$5,000
Equitrust	MarketBooster (5% bonus)	9 yrs	100%	9 yrs	0-80	$5,000

Contact us today to get the top commission contracts!

Senior Benefit Services, Inc. 13511 Label Lane Suite 204 Hagerstown, MD 21740
Toll Free: 1-800-924-4727 | Ph: 301-733-0085 | Fx: 301-733-1776
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