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Products: Life - Guaranteed Issue

Presidential Life Insurance Company

Guaranteed Issue Whole Life

Get your top contract for the easiest Guaranteed Issue product to hit the market!

  • Insurance issue ages 40 through 80 (some states may vary)
  • Premiums payable to age 100
  • Amounts $1,000 through $50,000
  • Guaranteed Issue Underwriting (no health questions)
  • Graded Death Benefit
    • Policies issued between age 40 and 64  - Benefits payable during the first 3 policy years except when death results from accidental causes, are limited to premiums paid plus 5 % compounded annually
    • Policies issued at age 65 or older - Benefits payable during the first two policy years, except when death results from accidental causes, are limited to premiums paid plus 5% compounded annually.

Rates based on $5000 face amount PAC
Age Female Male
65 $37.95 $42.78
70 $46.90 $54.74
75 $60.94 $71.89

Not Available in - AR, KS, MN, NH, and WA

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Senior Benefit Services, Inc.   13511 Label Lane   Suite 204   Hagerstown, MD 21740
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Senior Benfits Updates
NEW Single Premium Whole Life plan now available!
Earn double digit commissions with our new Single Premium Whole Life plan! Great annuity alternative.
The HOTTEST selection of NEW Multi-Year Guarantee Annuities
Now you can offer 3, 4, 5, 6, 7, 8, 9 or 10 year CD style annuities with some of the best rates in the industry!!!!
The Don'ts of Medicare Advantage
There are certain things that you should never do when showing a consumer Medicare Advantage plans. Make sure you know what they are!
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