Products: Long Term Care

MedAmerica Insurance Company

Underwriting Style: STRICT
Rating: AM Best: A-

Care Directions Simplicity

Product Description

• No history of rate increases ever
• Cash Benefit Plan: Once qualified, policyholder receives monthly cash payment. No proof of services rendered is required. Full amount contracted for is paid!
• Product available ages 18-85
• Limited Pay Options available: 10 pay, pay up to 65, reduced premium options available at both 65 and 70
• Multiple Inflation Options available: Simple, compound, and compound 2X maximum inflation options available
• Stand-Alone HHC plan available
• Broker friendly software contains rate proposal system and underwriting guidelines (includes toll free # for contact with underwriting for additional questions)
• Online access to forms, application status tracking and production.
• Employer group and affiliation plans available.
• Top GA contracts available

For Agent Use Only - Not Approved for use with the General Public
Not available in all states. Coverage may vary by state

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United of Omaha

Underwriting Style: STANDARD
Rating: AM Best: A-

Assured Solutions Plus

Product Description

• Built-in monthly cash benefits option that allows policyholder to pay family & friends
• Up to 300% Paid for Professional HHC services!
• 5 year rate guarantee that can be extended up to 10 years
• 10 pay, 20 pay, and pay to 65
• Ten inflation options!
• Riders include: Shared Benefit, ROP, Waiver of HHC elimination period, and more!
• Double Benefits & Return of Premium for under age 65 built into base policy. If you sell to the younger market, then you need this plan in your portfolio.
• Software contains proposal system and underwriting guidelines.
• Agents have full online accessibility to production, placed and pending status of apps
• Employer group and association
• Top agent and agency contracts available
• Multiple Rate classes available

For Agent Use Only - Not Approved for use with the General Public
Not available in all states. Coverage may vary by state

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PENN TREATY/AMERICAN NETWORK

Underwriting Style: STANDARD-IMPAIRED RISK
Rating: AM Best: B-

Multiple Long Term Care and Home Health Care Plans

Product Description

• Company is known for its multiple underwriting classes
• Plans available include LTC, Stand-Alone Nursing Home and Home Health Care
• Has specialized product that is designed specifically for the impaired risk segment
• Too many plans and benefits to list here!
• Software quoting system
• Quick access to home office underwriters
• Online underwriting and quoting system that is second to none
• Agents have full online accessibility to production, placed and pending status of apps
• Top agent and agency contracts available

For Agent Use Only - Not Approved for use with the General Public
Not available in all states. Coverage may vary by state

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