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Products: Advantage Plus Indemnity
When selling Health Insurance plans to your clients are you thinking about how they will pay the hospital, skilled nursing, ambulance and other co-payments?These numbers can add up quick and could cause your client to have a very large bill to pay in just a short period of time. Here is a scenario that could be quite frightening to a senior consumer. Your client is 65 years old, on a very limited income, and could not afford a traditional Medicare Supplement plan for $100 per month. Let’s say you or someone else sold this consumer an alternative plan that has:
*This is one example of how this plan could help offset some of the extra expenses that a consumer could encounter. For additional examples of how to use this plan to help offset out of pocket costs with a group retirement health plan or a High Deductible Plan F, please contact one of our representatives.* Just the ambulance trip and hospital stay will equal $750 or more that will likely be due during just a one month period. Now remember, your client could not afford a $100 monthly premium for a Medicare Supplement. The question is, how are they going to afford a minimum of $750 during a one month period.
*This plan is a limited benefit plan and is not specifically designed to supplement any other health insurance plan that a consumer might have. All benefits are paid directly to the insured. The insured may use any and/or all monies to cover additional health expense costs listed or not listed above, or may choose to use the money paid to them in any fashion they wish* This plan is not a Medicare Supplement policy.
Here is one example of how many benefits your client can get from an Advantage Plus plan!
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Are you missing the BOAT???
When is the last time you did a Life Insurance review with your clients...or POTENTIAL CLIENT?? 2009 Medicare Premiums and Deductibles The standard Part B monthly premium will remain $96.40, the same as the premium for 2008. This is the first year since 2000 that there was no increase in the standard premium over the prior year. The Don'ts of Medicare Advantage There are certain things that you should never do when showing a consumer Medicare Advantage plans. Make sure you know what they are! Revolutionary NEW Senior Market Product Have you ever wished there was a NEW product that would come along that almost every retiree would want? CMS Latest Ruling on Medicare Advantage Commissions Many Medicare Advantage plans will not qualify as "New Enrollees", and the balance of commissions will be withheld. |
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